The outline of the Homeowner Affordability and Stability Plan was released and the emphasis is on creating an industry standard for loan modifications that will be partially government backed. Homeowners do not need to be behind on payments and there are incentives to lenders to work with homeowners to keep them in their homes. Hopefully the plan will be as common sense as it looks like it is designed to be. The details are scheduled to be released on March 4th. Good news, and hopefully our banking institutions will have the infrastructure to handle the volume of calls…